I'm the Black Suze Orman: Fix Your Credit Sweethearts
Good credit makes life easy.
Home ownership is, of course, based on solid credit as is renting. But did you know that many employers check credit these days? Or that, insurance companies check your credit when you get a new policy? Bad credit can affect more than you think. Plus, why pay $450/mo for a 2004 Honda Civic when you can pay the same amount for a sexy Lexus coupe?
Good credit is key.
Don’t worry, great credit is possible even if you have systematically destroyed it shopping. Establishing or re-establishing credit is easy if you are willing to pay attention and work at it. (My OCD comes in handy when it comes to credit.) Be obsessive. Be involved. Be responsible. And do yourself a huge favor by having the credit of a 74-year-old white woman. (My granny is 74, white, and has an 860-credit score!)
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